Omni Lending LLC’s Fix & Flip loans allow investors to acquire and/or renovate multiple properties up to an approved exposure limit (based on individual & Business approval).

Highlights

No prior experience is required. 11
Extensive rehab financing is available (budgets > 50% of total costs). 8
Individual and Business approval for exposure limits up to $10MM with individual property loan amounts from 50K to $3MM. 12
Financing for up to 100% renovation expenses, 95% LTC max,16 and 75% ARV LTV max.
Optional interest reserves.
Soft Costs included in financing (contractor’s fees, contingency fees, permits, surveys, etc.)
Loans are asset-based, with no income verification and no W-2s required.

Omni Lending LLC is your partner for all your real estate investment financing needs

We specialize in residential investment property loans. Whether you’ve hit the maximum number of loans available from conventional lenders, have a non-traditional income, or want a specialized loan designed for real estate investors, we have a product to meet your needs. 1

Fix & Flip Product Details


LOAN AMOUNT	$50k – $3MM. 12
TERM	12 MONTHS STANDARD, 18 MONTHS OPTION AVAILABLE (SUBJECT TO LOAN LEVEL PRICING ADJUSTMENT).
BORROWER-TYPE	INDIVIDUAL OR ENTITY.
MINIMUM EXPERIENCE	NO PRIOR EXPERIENCE IS REQUIRED. 11
MAXIMUM LOAN-TO-VALUE (LTV)4	UP TO 70% AFTER REPAIR VALUE (ARV) LTV.
MAXIMUM LOAN-TO-COST (LTC) COST IS THE PURCHASE PRICE AMOUNT 5	UP TO 90% OF LTC. 16
WHEN DO WE USE LTV VS LTC?	GENERALLY, WE USE THE LESSER OF LTV OR LTC CALCULATION.
REHAB/CONSTRUCTION FINANCING	FUNDING UP TO 100% REHAB BUDGET UP TO % APPROVED LTV OF TOTAL COSTS.
FOREIGN NATIONALS	NOT ALLOWED FROM INELIGIBLE COUNTRY LIST. LIMITED TO: 80% LTC / 65% ARV LTV MAX.
PROPERTY TYPES	NON-OWNER OCCUPIED: ATTACHED OR DETACHED SFR 2-4 UNIT PROPERTIES MULTI-FAMILY 5-20 UNIT PROPERTIES MIXED-USE CONDOS

We get that earning trust means more than just doing the paperwork – it means becoming a partner.

Omni Lending LLC is committed to best-in-class customer service and to being your long-term strategic partner. Whether you’re relatively new to the investment property industry or have been taking part for decades, our team is committed to providing the most innovative solutions but always with a personal touch. 1

What are your goals? Everyone is unique, request your personalized rates and fees.

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