Wendi Ellinger

Senior Mortgage Underwriter

Senior Mortgage Underwriting Specialist

With over 20 years of experience, Wendi Ellinger is a seasoned Mortgage Underwriter specializing in diverse lending services from retail to wholesale. Her expertise encompasses non-QM/portfolio, jumbo, FHA (DE Certified), conventional, bond, grants, USDA, DSCR, and appraisal reviews. Wendi excels in complex income calculations and risk assessment, ensuring compliance and precision in document analysis and credit evaluation.

Her ability to navigate high-stakes environments while promoting a positive team culture aligns with our core values of integrity and accountability. Wendi’s leadership ensures our clients receive personalized, knowledgeable service as they navigate their homeownership journey.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.